Stonebridge Lending Inc.
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Mortgages for Self Employed - Bank Statement Loan Program

Self-employed borrowers have often had a tougher time obtaining mortgage financing under the traditional full documentation program requirements. Today, for self-employed borrowers that are the sole owners of their business, we now have a very flexible bank statement program to help them obtain a mortgage at competitive terms. Use your bank statements to qualify with relative ease instead of your Federal tax returns. This particular program provides flexibility in qualifying and also flexibility with major credit events..

Program allowances:

• 95% LTV financing with No PMI
• Loans up to $15 million
• Interest Only payment options (IO)
• First time homebuyers are allowed.
• Available ONE DAY after derogatory credit events such as bankruptcy, short sale, deed in lieu, or property foreclosure.

Program Requirements:

1, 6, 12, 24 months personal or business bank statements at your option.

Self-employed income will be averaged on the selected statements to determine a qualifying income for the loan.

There are no tax returns or transcripts required on this program.

This program is a terrific tool for self-employed business owners when it comes to qualifying for a loan.

Rates as low as 3.95%


Please contact usdirectly for further details and to see if this option is a good fit for your financing needs.

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